.ctw-section{background:var(--paper,#f6f4ee);padding:24px 0 80px}.ctw-wrap{max-width:1240px;margin:0 auto;padding:0 40px}.ctw-intro{text-align:center;max-width:680px;margin:0 auto 36px}.ctw-intro__eyebrow{display:inline-block;font-family:var(--font-body);font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-700);margin-bottom:12px}.ctw-intro__title{font-family:var(--font-display);font-size:clamp(26px,3.4vw,36px);font-weight:600;line-height:1.12;color:var(--navy-900);letter-spacing:-.01em;margin:0 0 12px}.ctw-intro__title em{font-style:italic;color:var(--gold-600)}.ctw-intro__sub{font-size:15.5px;line-height:1.6;color:var(--ink-600);margin:0}.ctw-shell{display:grid;grid-template-columns:344px 1fr;background:#fff;border-radius:18px;border:1px solid rgba(11,26,61,.1);box-shadow:0 30px 70px -34px rgba(11,26,61,.45)}.ctw-rail{background:linear-gradient(165deg,var(--navy-900) 0,var(--navy-800) 100%);color:#fff;padding:34px 30px;position:relative;border-radius:18px 0 0 18px}.ctw-rail__tag{font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-400);margin-bottom:24px;font-weight:600}.ctw-rail__title{font-family:var(--font-display);font-weight:600;font-size:25px;line-height:1.25;margin:0 0 8px}.ctw-rail__lead{font-size:15px;color:hsla(0,0%,100%,.72);margin:0 0 30px;line-height:1.55}.ctw-steps{list-style:none;margin:0;padding:0;position:relative}.ctw-steps:before{content:"";position:absolute;left:14px;top:14px;bottom:14px;width:2px;background:hsla(0,0%,100%,.16)}.ctw-steps li{position:relative;padding:0 0 22px 42px;cursor:pointer}.ctw-steps li:last-child{padding-bottom:0}.ctw-step-dot{position:absolute;left:4px;top:0;width:22px;height:22px;border-radius:50%;background:var(--navy-900);border:2px solid hsla(0,0%,100%,.32);display:flex;align-items:center;justify-content:center;font-size:11px;color:hsla(0,0%,100%,.7);transition:all .25s ease;z-index:1}.ctw-step-title{font-size:15px;font-weight:500;color:hsla(0,0%,100%,.7);transition:color .2s}.ctw-step-sub{font-size:12.5px;color:hsla(0,0%,100%,.48);margin-top:2px}.ctw-steps li.is-active .ctw-step-dot{background:var(--gold-500);border-color:var(--gold-500);color:var(--navy-900);font-weight:700}.ctw-steps li.is-active .ctw-step-title{color:#fff}.ctw-steps li.is-done .ctw-step-dot{background:#fff;border-color:#fff;color:var(--navy-900)}.ctw-steps li.is-done .ctw-step-title{color:hsla(0,0%,100%,.85)}.ctw-rail__foot{margin-top:34px;font-size:12.5px;color:hsla(0,0%,100%,.55);border-top:1px solid hsla(0,0%,100%,.12);padding-top:16px}.ctw-panel{padding:38px 40px 30px;min-height:560px;display:flex;flex-direction:column}.ctw-progress-mobile{display:none}.ctw-head{margin-bottom:24px}.ctw-head__eyebrow{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-700);font-weight:600;margin-bottom:8px}.ctw-head h3{font-family:var(--font-display);font-weight:600;font-size:27px;line-height:1.15;margin:0 0 6px;color:var(--navy-900);letter-spacing:-.01em}.ctw-head p{margin:0;color:var(--ink-600);font-size:14.5px;max-width:56ch;line-height:1.55}.ctw-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}.ctw-field{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}.ctw-field--full{grid-column:1/-1}.ctw-lbl{font-size:13px;font-weight:600;color:var(--navy-900)}.ctw-lbl .ctw-req{color:var(--gold-700)}.ctw-hint{font-size:12px;color:var(--ink-500)}.ctw-shell input[type=email],.ctw-shell input[type=number],.ctw-shell input[type=tel],.ctw-shell input[type=text],.ctw-shell select,.ctw-shell textarea{font-family:var(--font-body);font-size:14px;color:var(--navy-900);padding:11px 13px;border:1px solid rgba(11,26,61,.2);border-radius:10px;background:#fff;transition:border-color .15s,box-shadow .15s;width:100%}.ctw-shell textarea{resize:vertical;min-height:96px}.ctw-shell input:focus,.ctw-shell select:focus,.ctw-shell textarea:focus{outline:none;border-color:var(--gold-500);box-shadow:0 0 0 3px rgba(255,171,0,.2)}.ctw-shell .ctw-invalid{border-color:#b23a48!important;box-shadow:0 0 0 3px rgba(178,58,72,.12)}.ctw-err{font-size:12px;color:#b23a48}.ctw-chips{display:flex;flex-wrap:wrap;gap:9px}.ctw-chip{font-family:var(--font-body);font-size:13px;color:var(--navy-900);background:#fff;border:1px solid rgba(11,26,61,.2);border-radius:999px;padding:8px 15px;cursor:pointer;transition:all .15s}.ctw-chip:hover{border-color:var(--gold-500)}.ctw-chip[aria-pressed=true]{background:var(--navy-900);border-color:var(--navy-900);color:#fff}.ctw-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px}.ctw-opt{text-align:left;font-family:var(--font-body);background:#fff;border:1px solid rgba(11,26,61,.2);border-radius:12px;padding:14px 16px;cursor:pointer;transition:all .15s;display:flex;gap:12px;align-items:flex-start}.ctw-opt:hover{border-color:var(--gold-500)}.ctw-opt[aria-pressed=true]{border-color:var(--navy-900);box-shadow:inset 0 0 0 1px var(--navy-900)}.ctw-tick{width:18px;height:18px;border-radius:50%;border:2px solid rgba(11,26,61,.25);flex:0 0 auto;margin-top:1px;display:flex;align-items:center;justify-content:center;transition:all .15s}.ctw-opt[aria-pressed=true] .ctw-tick{background:var(--navy-900);border-color:var(--navy-900)}.ctw-opt[aria-pressed=true] .ctw-tick:after{content:"";width:6px;height:6px;border-radius:50%;background:#fff}.ctw-o-title{font-size:13.5px;font-weight:600;color:var(--navy-900);display:block}.ctw-o-sub{font-size:12px;color:var(--ink-500);margin-top:2px;display:block}.ctw-review-group{border:1px solid rgba(11,26,61,.1);border-radius:12px;padding:16px 18px;margin-bottom:14px;background:var(--paper,#f6f4ee)}.ctw-review-group h4{margin:0 0 10px;font-family:var(--font-display);font-weight:600;font-size:16px;color:var(--navy-900);display:flex;justify-content:space-between;align-items:center}.ctw-edit{font-family:var(--font-body);font-size:12px;font-weight:500;color:var(--gold-700);background:none;border:none;cursor:pointer;text-decoration:underline}.ctw-rrow{display:flex;gap:14px;font-size:13.5px;padding:4px 0}.ctw-rrow .ctw-k{color:var(--ink-500);min-width:140px;flex:0 0 auto}.ctw-rrow .ctw-v{color:var(--navy-900);font-weight:500}.ctw-nav{margin-top:auto;padding-top:24px;display:flex;justify-content:space-between;align-items:center;gap:12px}.ctw-step-count{font-size:12.5px;color:var(--ink-500)}.ctw-btns{display:flex;gap:10px}.ctw-btn{font-family:var(--font-body);font-size:14px;font-weight:600;padding:11px 22px;border-radius:10px;cursor:pointer;border:1px solid transparent;transition:all .15s}.ctw-btn-ghost{background:#fff;border-color:rgba(11,26,61,.2);color:var(--navy-900)}.ctw-btn-ghost:hover{border-color:var(--navy-900)}.ctw-btn-primary{background:var(--gold-500);color:var(--navy-900)}.ctw-btn-primary:hover{background:var(--gold-400)}.ctw-btn:disabled{opacity:.45;cursor:not-allowed}.ctw-done{text-align:center;padding:46px 24px}.ctw-seal{width:64px;height:64px;border-radius:50%;background:var(--navy-900);color:var(--gold-400);display:flex;align-items:center;justify-content:center;margin:0 auto 20px;font-size:30px}.ctw-done h3{font-family:var(--font-display);font-weight:600;font-size:28px;color:var(--navy-900);margin:0 0 8px}.ctw-done p{color:var(--ink-600);max-width:48ch;margin:0 auto 8px;font-size:14.5px;line-height:1.6}.ctw-ref{display:inline-block;margin:16px 0;padding:10px 18px;border:1px dashed rgba(11,26,61,.25);border-radius:10px;font-size:14px;color:var(--navy-900);background:var(--paper,#f6f4ee)}.ctw-ref b{font-weight:700;letter-spacing:.04em}.ctw-done-actions{display:flex;gap:10px;justify-content:center;margin-top:14px;flex-wrap:wrap}@media (max-width:860px){.ctw-wrap{padding:0 20px}.ctw-shell{grid-template-columns:1fr}.ctw-rail{padding:22px 24px;border-radius:18px 18px 0 0}.ctw-rail .ctw-steps,.ctw-rail__foot,.ctw-rail__lead,.ctw-rail__title{display:none}.ctw-rail__tag{margin-bottom:0}.ctw-progress-mobile{display:block;margin-bottom:22px}.ctw-pm-bar{height:6px;background:rgba(11,26,61,.12);border-radius:99px;overflow:hidden}.ctw-pm-fill{height:100%;background:var(--gold-500);transition:width .3s}.ctw-pm-label{font-size:12px;color:var(--ink-500);margin-top:8px}.ctw-panel{padding:26px 22px}.ctw-cards,.ctw-grid{grid-template-columns:1fr}}.ctw-shell .ts-trigger{padding:11px 13px;font-size:14px;border-radius:10px;border-color:rgba(11,26,61,.2)}.ctw-field--invalid .ts-trigger{border-color:#b23a48;box-shadow:0 0 0 3px rgba(178,58,72,.12)}.ctw-consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--ink-600);margin-top:8px;cursor:pointer;line-height:1.5}.ctw-consent input{margin-top:2px;width:16px;height:16px;accent-color:var(--gold-500);flex:0 0 auto}.ctw-consent a{color:var(--gold-700);text-decoration:underline}.ctw-hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0;pointer-events:none}.ctw-submit-err{margin:12px 0 0;font-size:13px;color:#b23a48;font-weight:500}